Most new and learner drivers are on a limited budget are looking for cheap car insurance.  They search for the car insurance quote they need in web, ask their friends and get no useful advice. And surprisingly all they need is learn some simple tips. Here are some suggestions to consider when trying to get a low cost, cheap motor insurance policy and keep premiums down: Opt to pay a higher excess in the event of an insurance claim.
If you have recently passed your driving test, investigate whether it would be cost-effective to complete the pass plus training program to qualify for car insurance discounts.

Investigate buying car insurance online as some car insurance companies offer a worthwhile discount for policies purchased in this way. If your vehicle is not fitted with an approved immobiliser, compare car insurance quotes with and without one fitted.  It may be cost-effective to have one installed.

Use an insurance broker if you can't spare the time to phone or shop around to get quotations yourself.  Alternatively, consider using an online comparison service such as Moneysupermarket.com or Q4 Insure to automatically compare motor insurance quotes from multiple providers. There are also some car insurance calculator services for you to help.

If your car was very cheap, it may be cost-effective to have third-party, fire and theft insurance instead of fully comprehensive cover.  Compare quotes and online insurance plans.

Park your car in a locked garage or other, secure, off-street location overnight.

If you belong to a trade union or professional society check whether it has negotiated cheap car insurance policies for its members.  If it has, include the associated insurer in the list of companies from whom you seek quotes.